Piloting Disclosures for Construction Loans
Individual lenders can apply to enroll in a testing pilot of alternative, tailored disclosures for construction loans designed to improve consumer understanding of loan terms and costs.
CFPB to distribute more than $240,000 to consumers harmed by student loan debt-relief scam
845 consumers will receive checks from a lawsuit against the owner of a student loan debt-relief company that withdrew hundreds of thousands of dollars from borrowers without authorization.
Distribuiremos más de $240,000 entre consumidores afectados por estafa de alivio de deuda de préstamos estudiantiles
Consumidores recibirán cheques de demanda contra compañía de alivio de deuda de préstamos estudiantiles que tomó miles de dólares de sus prestatarios sin su autorización.
Servicemembers continue to face major financial challenges
The CFPB works to protect servicemembers in the financial market, engage military stakeholders, and monitor the market to identify risks to servicemembers, veterans, and military families.
Next public hearing on appraisal bias: November 1
On November 1, the Appraisal Subcommittee – which has a seven-member federal agency board including the CFPB – will hold its next public hearing to discuss the challenges and solutions to preventing bias in the home appraisal process. Members of the public are encouraged to attend.
Protecting immigrant access to fair credit opportunities
The CFPB will continue to take steps to ensure that all consumers, including immigrants, have equal access to credit opportunities.
Protegemos el acceso de inmigrantes a oportunidades de crédito justas
Continuaremos tomando los pasos necesarios para garantizar que todos los consumidores, incluyendo los inmigrantes, tengan acceso equitativo a oportunidades de crédito.
The law requires companies to delete disputed unverified information from consumer reports
When a company that provided disputed information to a credit reporting agency is unable to determine whether the information is true or not, the law requires the company to tell the agency the information couldn’t be verified and to stop providing that information going forward.
Four million complaints: More than just a milestone
Consumer complaints about financial products and services provide real-time insights into what individuals and families are experiencing in the financial marketplace. In August, the CFPB published our four millionth consumer complaint.
Cuando se reanuden los pagos, habrá prestatarios de préstamos estudiantiles federales que podrían ser elegibles para una cancelación o pagos más bajos
En octubre, la mayoría de los prestatarios de préstamos estudiantiles federales harán su primer pago desde marzo del 2020. Los cambios hechos al programa podrían hacer a muchos de ellos elegibles para tener pagos más bajos, o para la cancelación de sus préstamos.