Challenging the Model Minority Myth: A closer look at Asian American and Pacific Islanders in the mortgage market
This analysis investigates how characteristics of mortgages, borrowers, and lenders vary across AAPI subgroups, based on the 2020 Home Mortgage Disclosure Act (HMDA) data.
CFPB Prioritizing Resources Against Racial Bias in Home Appraisals
The CFPB hosted a roundtable to discuss biases that come from home valuations, and explored how to remedy the problem.
Should you buy now and pay later?
Learn how Buy Now, Pay Later products work and other important details to help you decide whether or not to use them for purchases.
Use our toolkit to help spread the word about pandemic financial relief options
Our digital toolkit provides media, intermediaries, and other stakeholders with the latest information and resources to help educate struggling renters and mortgage borrowers of their protections and relief options.
Rental assistance may help you and your tenants get through the pandemic
Many landlords are having trouble making ends meet during the pandemic when tenants can’t pay their rent. Learn more about emergency rental assistance and how it can help you and your tenants get through these difficult times.
Trends in Reported Assistance on Consumers’ Credit Records
This post is the second in a series documenting trends in consumer credit outcomes during the COVID-19 pandemic. Since July 2020, consumers have transitioned out of assistance to varying degrees across all credit products, but a significant share of mortgage borrowers continue to receive assistance.
Consumer Fraud Alert – Tips for avoiding VA home loan scams
A joint fraud advisory from the CFPB and VA on how to avoid common VA home loan scams.
Celebrating 10 years of consumer protection
Today is the 10th anniversary of the Consumer Financial Protection Bureau. The CFPB is proud to celebrate 10 years of protecting consumers, and looks forward to the next decade.
We have resources to help you avoid foreclosure
The federal foreclosure moratoria are set to expire July 31st, and lenders and mortgage servicers can start foreclosing on homes as soon as August 1st. Homeowners who are behind on their mortgages must act now to save their homes.
Consumer Advisory – Know Your Rights Under the Servicemember Civil Relief Act (SCRA)
A consumer advisory from the CFPB’s Office of Servicemember Affairs on the SCRA waiver rights and updates to lease termination notification options.