Know your data: Our updated list of reporting companies
Your consumer reporting files affect your ability to get a loan, a job, an apartment, and other essentials of life. But, do you know where and how to request your consumer reports and what you can do once you order them? Find out in our list of consumer reporting companies!
Don’t let sloppy servicing keep you from benefitting under the PSLF Fix before it expires on October 31, 2022
The PSLF Limited Waiver provides important new benefits to workers in public service until October 31, 2022. Servicers are responsible for helping to navigate the process.
Americans pay $120 billion in credit card interest and fees each year
From 2018 to 2020, the CFPB estimates that Americans paid roughly $120 billion per year in credit card interest and fees. That works out to about $1,000 per year for every American household.
CFPB Releases Report on Diversity and Inclusion within Financial Services
Release of report outlining diversity and inclusion based on public facing data and information reported to the Bureau.
It’s illegal to penalize borrowers for being religious
We’re concerned that some financial companies are unlawfully considering religion when making decisions on financial products. If you think you have been discriminated against, submit a complaint to us.
Our public inquiry on buy now, pay later
Several weeks ago, we issued a market-monitoring inquiry into “buy now, pay later” (BNPL) products and business practices. Now we are inviting anyone interested in this market to submit comments — including families, small businesses, and international regulators.
Protecting servicemembers from predatory lending
This week we partnered with other agencies to ensure that American servicemembers enjoy the full protections of federal law.
Hold credit reporting companies accountable for incorrect reports and shoddy service
Consumers told us how credit reporting errors affect their lives. Here are steps you can take to help hold credit reporting companies accountable.
CFPB is standing up for civil rights protections
This week we partnered with other agencies to oppose a dangerous threat to our nation’s civil rights laws, specifically related to the Equal Credit Opportunity Act, or ECOA.
Making Ends Meet series: Consumer finances during the pandemic
New analysis in our Making Ends Meet survey series shows that consumers’ finances improved during the pandemic as pandemic policies kept consumers who lost their jobs from suffering financial hardship. But some pandemic-related flexibilities and forbearance programs failed to reach many consumers facing hardship.