Usted puede ayudar a cuidadores a descubrir tácticas ilegales de cobranzas de deudas con hogares de cuidado
Sepa qué pasos dar para proteger a cuidadores de hogares de cuidados y cobradores que podrían estar facturándoles y demandándoles por costos de cuidados a residentes, basándose en contratos de admisión ilegales
You can help caregivers spot illegal nursing home debt collection tactics
Learn about steps you can take to protect caregivers from nursing homes and debt collectors who may be billing and suing caregivers for residents’ cost of care based on illegal admission contracts.
Update on state laws on lending to businesses
The CFPB is requesting comment on whether it should finalize its preliminary determination that a New York commercial financing law—as well as potentially similar laws in California, Utah, and Virginia—are not preempted by the Truth in Lending Act.
Mejorando la data del público usada en préstamos automotrices
Los préstamos automotrices representan la tercera porción más grande del mercado de créditos al consumidor. Aunque más de 100 millones de personas tienen préstamos para autos, este siempre cambiante mercado carece de data detallada. Estamos buscando información del público sobre data clave en el crédito automotriz.
Changes to HMDA’s closed-end loan reporting threshold
The United States District Court for the District of Columbia issued an order vacating the 2020 Home Mortgage Disclosure Act Final Rule as to the loan volume reporting threshold for closed-end mortgage loans.
La CFPB emite directrices para enfrentar prácticas deficientes de investigación por compañías de informes del consumidor
Cuando compañías de informes del consumidor y proveedores de información fallan en investigar información disputada, los consumidores quedan pagando tasas más altas y teniendo más dificultades para encontrar vivienda o empleo
The CFPB Ombudsman’s Office shares its FY2022 Annual Report
The Ombudsman’s Office annual report, which the Ombudsman delivered to the Director, is available today on our webpage.
Protecting borrowers’ control over their money
This week, we filed a friend-of-the-court brief to protect consumers’ funds from unauthorized withdrawals by credit card companies.
Office of Research blog: Higher interest rates leading to higher debt burdens for mortgage borrowers
Mortgage interest rates have been rising sharply in recent months, impacting mortgage borrowers and applicants. Using quarterly HMDA data on closed-end home-purchase loans, we find that monthly payments and debt burdens (as measured by DTI) have increased, with a higher percentage of mortgage application denials reporting DTI as a reasonContinue Reading
Protecting the right of military families to go to court
The CFPB recently filed an amicus brief to ensure military families are able to sue creditors that violate the Military Lending Act.