Quý vị có thể cảm thấy lo lắng và sợ hãi khi trải qua thử thách tài chính. Tuy nhiên, quý vị thậm chí còn thấy khó khăn hơn trong trường hợp thông tin tài chính quan trọng không có bằng ngôn ngữ chính của mình. Tại CFPB, chúng tôiContinue Reading

Ang pagdaranas ng pinansiyal na kahirapan ay maaaring nakakatakot at nakakasindak, ngunit magiging mas mahirap pa ito kung ang lubos na mahalagang pinansiyal na impormasyon ay hindi maaaring makuha sa inyong pangunahing wika. Sa CFPB, nais naming siguraduhin na ang mga pinansiyal na produkto at serbisyo ay maaaring makuha ngContinue Reading

Experiencing a financial challenge can feel scary and intimidating, but it’s even harder when crucial financial information isn’t in your primary language. At the CFPB, we want to ensure financial products and services are accessible to all consumers, so here are the steps we’re taking to improve the accessibility ofContinue Reading

Lè ou gen pwoblèm lajan sa kapab fè ou pè epi fè ou santi ou kraponnen, men li pi difisil toujou lè enfòmasyon pi enpòtan yo sou zafè finans pa nan lang prensipal ou. Nan CFPB, nou vle pou tout konsomatè yo kapab jwenn pwodwi ak sèvis finansye yo, donkContinue Reading

Debt collectors are moving away from furnishing medical debt, in part, due to data integrity challenges in medical debt collections.

At the CFPB, we aim to make financial markets work for all consumers. We believe it’s our responsibility to let the voices of people we serve guide our work early and often.

The distribution of credit score tiers shifted upward during the pandemic. Individuals in all credit score tiers were more likely to move up at least one tier or remain in their own tier during the pandemic, but upward mobility was especially improved for consumers with subprime credit scores.

Cuando las tasas de interés son las más altas de los últimos 20 años, los propietarios de viviendas muy probablemente recibirán ofertas, o buscarán alternativas de hipotecas con tasa fija, que les ayuden a reducir sus pagos hipotecarios mensuales.

Mortgage servicers have direct communication with homeowners. Servicers may remind homeowners that one option to avoid foreclosure is selling the home. Servicers may recommend homeowners speak with a real estate agent for a free estimate of the home’s current value. Servicers can also direct struggling homeowners to HUD-approved housing counselingContinue Reading