Seeking public input: new proposal for alternative mortgage disclosures for construction loans
The Independent Community Bankers Association has filed an application to create an alternative mortgage disclosure to improve understanding and facilitation of construction loans. The application is open to the public and available for comment through March 29, 2023
CFPB finalizes update to administrative enforcement proceedings
Today the CFPB finalized an update to our procedural rule regarding administrative adjudication.
Our auto finance data pilot
We are piloting a new collection of auto data. As part of that effort, we issued orders to nine large auto lenders to provide information about their auto lending portfolio. Through this effort we will be better able to monitor the auto market and plan to share results with theContinue Reading
WARNO: They call themselves “coaches” or “consultants” and advertise their ability to assist you with your VA benefits claim but may not be accredited to practice before the VA
Seeking help from a Department of Veterans Affairs (VA)-accredited attorney, claims agent, or Veterans Service Organization representative can ensure you receive assistance throughout the claims process with VA and avoid excessive fees
Why the largest credit card companies are suppressing actual payment data on your credit report
We requested information from the largest credit card companies about why actual payment information has largely gone missing from the nationwide consumer reporting system. Here’s what we learned.
Appraisal standards must include federal prohibitions against discrimination
The CFPB joins with other regulators in asking The Appraisal Foundation to clearly instruct appraisers about the federal law forbidding appraisal discrimination
제한적 영어 구사능력을 가진 소비자를 위한 정보 접근성 강화
재정적 어려움에 처하면 두렵고 겁이 날 수 있는데 중요한 금융정보가 모국어로 되어 있지 않으면 그 상황이 더욱 어렵게 느껴질 수 있습니다. CFPB에서는 모든 소비자가 금융상품과 서비스를 이용할 수 있도록 자체 자료에 대한 접근성을 개선하고자 다음 조치를 취하고 있습니다.
Fortalecimiento de la accesibilidad a la información para los consumidores con dominio limitado del inglés
Experimentar un desafío financiero puede ser alarmante e intimidante, pero es aún más difícil cuando la información financiera crucial no está en su idioma principal. En el CFPB, queremos asegurarnos de que los productos y servicios financieros sean accesibles para todos los consumidores, por lo que estos son los pasosContinue Reading
為有限英語能力的消費者改善資訊獲取能力
人們遇到金融挑戰時可能會感到害怕和恐懼,但如果關鍵的金融資訊不是以您的主要語言來提供,這就更難了。消費者金融保護局(CFPB)希望確保所有消費者都能獲得金融產品和服務,因此我們正在採取步驟,改善我們的資源提供的便利性。
Расширение доступа к информации для потребителей с ограниченным знанием английского языка
Финансовые трудности могут вызывать страх и казаться непреодолимыми, но ситуация еще больше усложняется, если крайне важная финансовая информация изложена не на вашем родном языке. В Бюро по финансовой защите потребителей (CFPB) мы хотим обеспечить доступ к финансовым продуктам и услугам для всех потребителей, и далее перечислены предпринимаемые нами меры поContinue Reading